ADEYEMI, Omolade Sunday; ADERIBIGBE, Ademola Segun; ADEYEMI, Oluwatoyin Damilola; OYEBANJI, Olawale Stephen. From Insight to Intelligence: The Transformative Power of ETL Tools for Creating Sustainable Competitive Advantage in the FinTech Industry in West Africa. Journal of Applied Technology and Innovation, [S. l.], v. 9, n. 2, p. 33–48, 2025. DOI: 10.65136/jati.v9i2.31. Disponível em: https://jati.apu.edu.my/index.php/JATI/article/view/31. Acesso em: 26 dec. 2025.